Tropic Hawaiian Tropic: Industry

Hawaiian Tropic Canada - About Our Company - Company Info Ron Rice and Hawaiian Tropic: The Early Days Ron Rice sold his first bottle of Hawaiian Tropic the same day America launched the first moon mission July 16, 1969. The first full trailer truckload of Hawaiian Tropic product left the plant in 1974. That same year, during the oil crisis, huge tanks were installed at the plant to hold 120,000 gallons of oil. Jump to: Industry Firsts | General Information Ron Rice and the creation of Hawaiian Tropic Hawaiian Tropic: Industry Firsts Hawaiian Tropic pioneered the use and popularity of Aloe Vera Gel (lauded as nature's greatest healer) in cosmetics. Prior to automation, Hawaiian Tropic Distributors would wait at the plant with blank checks made out to Ron ready to take as much product as he could possibly produce. Hawaiian Tropic was the first U.S. suncare company to: promote rich, natural ingredients for moisturizing the skin. use tropical coconut/banana fragrance in lotions and oils. place higher than a 15 SPF in the U.S. mass market. Top Hawaiian Tropic: General Information Tanning Research Labs, Inc. manufactures Hawaiian Tropic products at its plant in Ormond Beach, Florida. Hawaiian Tropic will celebrate its 36th anniversary in 2005. Hawaiian Tropic holds a dominant position in U.S. and Canadian markets. We rank #1 on the Caribbean, Mexican and South American beaches. Hawaiian Tropic is the only international suncare brand manufactured by a privately owned company which specializes in suncare. Hawaiian Tropic utilizes over 125 product formulations and over 400 different types of ingredients. Hawaiian Tropic neither conducts or contracts animal testing for its suncare products. Hawaiian Tropic employs more than 2,000 people worldwide. The Ormond Beach headquarters facility for Hawaiian Tropic covers more than 306,500 square feet. Top Ron Rice and the creation of Hawaiian Tropic Ron Rice is the epitome of the 'American Dream'. Born in the mountains of North Carolina and raised in a log cabin, Ron became an entrepreneur at an early age. By five, he was running his own roadside stand at the foot of his family-owned mountain. He sold apples, grapes, nuts, honey, apple cider, and wreaths at Christmas to help the family. His father instilled in him the basic American values that he lives by today--honesty, fairplay, tough competition, and plenty of hard work. A firm believer in education, Ron graduated from the University of Tennessee with a Bachelor of Science Degree and set out on a career as a teacher. This enterprising young man would still be a chemistry teacher/football coach/part-time lifeguard today, if it had not been for a trip to Hawaii. While he was there, Ron saw women on the beach using natural oils to protect their skin. Having looked in vain all his life for a product that would shield his extremely fair skin from the sun, Ron was determined to create a product that would allow him and others to achieve a tan like the native Hawaiians. With $500.00 borrowed from his father, Ron set up business in his garage. He mixed coconut, avocado, kukui and other secret natural oils in a garbage can, bottled the formula and set out to sell it. "I had an old Ford Mustang convertible that the salt air had just eaten apart. I drove to pool decks and lifeguard stands and sold my original suntan product. I was obsessed," Rice says. The new product caught on immediately--no one had ever heard of a natural tanning formula before! When it came time to hire a staff and a sales force, Rice looked to his old teaching, lifeguard and football buddies. He sent this modified super sales team to various parts of the world and built Hawaiian Tropic into the second largest suncare company in the world, today grossing over $200 million a year. Ron shares his success with the love of his life, his daughter Sterling. When the two aren't traveling, they spend most of their time at their $5.5 million oceanfront estate in Daytona Beach--the city where Hawaiian Tropic originated. The palatial home took five years to build and sits just a few feet from where Ron's lifeguard tower once sat. In memory of his father, Ron had it built with North Carolina granite rock trucked down from the mountains to Florida. Ron continues to be the driving force behind the development, marketing, and promotion of new Hawaiian Tropic products. "Ron lives and breathes Hawaiian Tropic," says his director of advertising. "If he gets an idea at 4:00 a.m.--he will call you!" Rice also knows how to mix hard work with fun. He travels over 250 days a year to various celebrity/charity events, Grand Prix Races (where Hawaiian Tropic sponsors several cars), Miss Hawaiian Tropic International Pageants, The Cannes Film Festival, and many, many more places promoting Hawaiian Tropic . Amazingly, all the success and fame has not gone to Ron Rice's head. "My biggest peeve is people who become successful and forget their roots," he says. "The happiest day of my life was when I was able to pay my father back the $500.00 he loaned me and thank him for believing in me." The garbage can used to mix his first batch is now silverplated and stands in Ron's living room as a reminder of Hawaiian Tropic's early days, and Ron's tireless hard work and determination. Top Home | Products | Sun Facts | Hot Promotions | Fun Stuff | Company Info | Pageants | Contact Us Product Line | Protection | Children | Tanning | Biodegradable | After Sun & Burn Relief | Salon-Indoor

HAWAII For proposed constitutional

Hawai`i State Constitution - Section Titles publications | reference desk | library catalog | state directory | iClips | guide to lrb section titles preamble article I | article II | article III | article IV | article V | article VI | article VII | article VIII | article IX | article X | article XI | article XII | article XIII | article XIV | article XV | article XVI | article XVII | article XVIII | index (pdf, 45K) disclaimer | updated 01.01.05 | <<home | THE CONSTITUTION OF THE STATE OF HAWAII For proposed constitutional amendment to Article I, see Act 60 onpage 301 of the 2004 Session Laws of Hawaii. The Hawaii Constitution was framed by a Constitutional Convention underAct 334, Session Laws of Hawaii 1949. It was adopted by the people atthe election held on November 7, 1950, and was deemed amended when threepropositions submitted to the people in accordance with the Act ofCongress approved March 18, 1959, 73 Stat 4, Public Law 86-3, wereadopted by the people at the election held on June 27, 1959. As soamended, it was accepted, ratified, and confirmed by Congress by the Actof March 18, 1959. It went into effect on August 21, 1959, upon theissuance of a presidential proclamation admitting the state of Hawaiiinto the Union. The Constitution has since been amended a number of times in accordancewith proposals adopted by the legislature or by constitutionalconvention and ratified by the people. The source of these amendmentsis indicated in the source notes immediately following the text of theamended or new section. Revision Note On November 7, 1978, amendments to the Constitution proposed by theConstitutional Convention of 1978 were presented to the electorate forits approval. The Lieutenant Governor's computer report showed that allof the proposed amendments passed by the necessary constitutionalmargin. However, the Supreme Court of Hawaii in Kahalekai v. Doi, 60 H.324, 590 P.2d 543 (1979), held that a number of the proposed amendmentswere not validly ratified. The revisor has deleted from theConstitution these invalid amendments and added explanatory notes to thesections concerned. This deletion has been done under the authority ofResolution No. 29 of the 1978 Constitutional Convention authorizing therevisor "to effect such necessary rearrangement, renumbering andtechnical changes of the sections within the articles of the StateConstitution, as may be affected, for proper form and arrangement andproper order in the State Constitution in the event that any or some ofthe amendments to the State Constitution proposed by the ConstitutionalConvention of Hawaii of 1978 are not ratified by the electorate." In addition to the abovementioned amendments, removed from the text ofthe Constitution, there appear to be other proposed amendments that mayhave failed of ratification. A number of unspecified amendments,involving technical, stylistic, and incidental changes, were submittedfor approval by the electorate under Question 34. As to these, theCourt stated: The question of whether any amendment submitted for approval by QuestionNo. 34 was in fact approved ... dependents on its effect uponsubstantive law. If the amendment is purely stylistic and technical innature, and does not alter the sense, meaning or effect of any provisionof the Constitution, it was approved by the electorate and has become apart of the revised Constitution. On the other hand, if the amendmentalters the sense, meaning or effect of any provision of theConstitution, it was not ratified and is not effective to change thelanguage of the Constitution. Obviously, we are not now in a positionto make these line by line determinations. The revisor does not consider that the authority granted underResolution No. 29 embraces the elimination of proposed amendments ashaving failed of ratification where the issue has not been adjudicated. Thus the text of the Constitution includes all the proposed amendmentssubmitted for ratification under Question 34. As an aid to the readers,however, an attempt has been made to identify all suchamendments--except those obviously purely technical and stylistic andclearly nonsubstantive (which have been ratified)--and explanatory noteshave been appended thereto. Preamble Federal Constitution Adopted Article I Bill of Rights Political power Rights of individuals Equality of rights Freedom of religion, speech, press, assembly and petition Due process and equal protection Right to privacy Searches, seizures and invasion of privacy Rights of citizens Enlistment; segregation Indictment; preliminary hearing, double jeopardy; self-incrimination Grand jury counsel Bail; excessive punishment Trial by jury, civil cases Rights of accused Habeas corpus and suspension of laws Supremacy of civil power Right to bear arms Quartering of soldiers Imprisonment for debt Eminent domain Limitations of special privileges Construction Marriage Public access to information concerning persons convicted of certainoffenses against children and certain sexual offenses Article II Suffrage and Elections Qualifications Disqualification Residence Registration; voting Campaign fund, spending limit Campaign contributions limits Resignation from public office General, special and primary elections Presidential preference primary Article III The Legislature Legislature power Composition of senate Composition of house of representatives Election of members; term Vacancies Qualifications of members Privileges of members Disqualifications of members Salary; allowances; commission on legislative salary Sessions Adjournment Organization; discipline; rules; procedure Quorum; compulsory attendance Bills; enactment Passage of bills Approval or veto Reconsideration after adjournment Procedures upon veto Punishment of nonmembers Impeachment Article IV Reapportionment Reapportionment years Reapportionment commission Chief election officer Apportionment among basic island units Minimum representation for basic island units Apportionment within basic island units Election of senators after reapportionment Staggered terms for the senate Congressional redistricting for United States house of representatives Mandamus and judicial review Article V The Executive Establishment of the executive Lieutenant governor Compensation: governor, lieutenant governor Succession to governorship; absence or disability of governor Executive powers Executive and administrative offices and department Article VI The Judiciary Judicial power Supreme court; intermediate appellate court; circuit courts Appointment of justices and judges Qualifications for appointment Tenure; compensation; retirement Judicial selection commission Retirement; removal; discipline Administration Rules Article VII Taxation and Finance Taxing power inalienable Income taxation Tax review commission Appropriations for private purposes prohibited Expenditure controls Disposition of excess revenues Council on revenues The budget Legislative appropriations; procedures; expenditure ceiling General fund expenditure ceiling Auditor Lapsing of appropriation Definitions; issuance of indebtedness Debt limit; exclusions Article VIII Local Government Creation; powers of political subdivisions Local self-government; charter Taxation and finance Mandates; accrued claims Transfer of mandated programs Statewide laws Article IX Public Health and Welfare Public health Care of handicapped persons Public assistance Economic security of the elderly Housing, slum clearance, development and rehabilitation Management of state population growth Public sightliness and good order Preservation of a healthful environment Cultural resources Public safety Article X Education Public education Board of education Power of the board of education Hawaii education program University of Hawaii Board of regents; powers Article XI Conservation, Control and Development of Resources Conservation and development of resources Management and disposition of natural resources Agricultural lands Public land banking General laws required; exceptions Marine resources Water resources Nuclear energy Environmental rights Farm and home ownership Article XII Hawaiian Affairs Hawaiian Homes Commission Act Acceptance of compact Compact adoption; procedures after adoption Public trust Office of Hawaiian Affairs; establishment of board of trustees Powers of board of trustees Traditional and customary rights Article XIII Organization; Collective Bargaining Private employees Public employees Article XIV Code of Ethics Article XV State Boundaries; Capital; Flag; Language and Motto Boundaries Capital State flag Official languages Motto Article XVI General and Miscellaneous Provisions Civil service Employees' retirement system Disqualifications from public office or employment Oath of office Intergovernmental relations Federal lands Compliance with trust Administration of undisposed lands Tax exemption of federal property Hawaii national park Judicial rights Quieting title Plain language Titles, subtitles; construction General power Provisions are self-executing Article XVII Revision and Amendment Methods of proposal Constitutional convention Election of delegates Meeting Organization; procedure Ratification; appropriations Amendments proposed by legislature Veto Conflicting revisions or amendments Article XVIII Schedule Districting and apportionment 1978 Senatorial elections Salaries of legislators Effective date for term limitations for governor and lieutenant governor Judiciary: transition; effective date Effective date and application of real property tax transfer 1978 Board of education elections Effective date for Office of Hawaiian Affairs Continuity of laws Debts Residence, other qualifications EFFECTIVE DATE

Hawaiian Girl

Hawaiian Dresses and Hawaiian Shirts for the Whole `Ohana! Pa`inaGirl.com specializes in cute Hawaiian dresses. Our Hawaiian dresses are popular choices for informal beach wedding dresses or affordable bridesmaid dresses and range from fun and flirty to casual elegant. Hawaiian dresses and matching shirts can be worn for all occasions; our matching aloha prints can be used for parties, family photos and luaus, unique bridal wear, company events, and of course just for fun. In fact, our resort wear has been very popular for beach wedding dresses or garden wedding dresses since they are so comfortable and pretty, too! (Matching the guys in Hawaiian shirts is always a nice touch, too, even if you are just attending a party and are not in the party!) We are located on the island of O`ahu, nicknamed "the Gathering Place," as most of the population in Hawaii lives and works here. Even though it's cold out, why not take a trip to the islands, even if only in your mind? You'll be warmed by the thought! Locals here in Hawaii have been enjoying the comfort and style of "alohawear" since the 1930s, but the popularity of its bright colors and prints has caught on everywhere. Perhaps it's because of the happy feelings these friendly prints evoke -- put on some alohawear and you can't help but feel as though you're on vacation in paradise! The modern Hawaiian dress is actually something of a new phenomenon for the ladies -- in previous years, the "hawaiian dress" was usually a very conservative mu`umu`u -- definitely not very provocative (however, island women and girls do still wear mu`umu`us on Aloha Friday!). HEY HULA GALS! Looking for hula costumes? Check out our hula store at HulaStuff.com for muumuus, pa`u skirts, coconut bras and more. PA`INA PEEPS! Some of our model friends are something of celebrities in Hawaii. Check out the gallery. Currently in our Hawaii celebrities gallery: Miss Hawaii 2002 Kehaulani Christian, Actress and model Sondra Barker, former UH Football Offensive Assistant Tyson Helton, Island entertainer Jon Yamasato and former UH record-breaking quarterback Nick Rolovich. Cool and hip aloha shirts always abounded for the guys, but stylish island girls found it hard and frustrating to express their Hawaiian style in a feminine way. Only in recent years have aloha wear makers finally caught on and realized that sexy Hawaiian dresses belong in every island girl's closet! You can take the girl from the island... but not the island from the girl! From silky, elegant matching resort wear to bold, fun Hawaiian print dresses, we've got a range of high quality clothing appropriate for every occasion. Let your 'ohana stand out with colorful matching Hawaiian attire --- whether your 'ohana is made up of you and your significant other, co-workers, family, or close friends. Pa`ina means "party" in Hawaiian, so get into the party mood with some great clothes! If you're planning a Hawaiian style luau, complete your theme with some colorful Hawaiian dresses and the essential matching Hawaiian shirts from our Bold and Fun Hawaiian Dresses and Shirts Collection They are made of high quality cotton and can be conveniently machine-washed. Our Matching Resort Wear sets make great informal wedding dresses and shirts if you're planning a Hawaiian or beach theme wedding. If you're planning a Hawaiian style wedding, be sure to check out the new gorgeous silk flowers and freshwater pearl jewelry we just added to our Hawaiian wedding product line at our Hawaiian Wedding Shop ! Be sure to come back and visit as we are constantly adding only the best items from the Hawaiian islands to our store. Even better, bookmark our site for quick reference for some aloha! Pa`inaGirl.com.... we export aloha! Hawaiian Dresses | Matching Hawaiian Resort Dresses and Aloha Shirts | Bold and Fun Matching Hawaiian Dresses and Shirts | Matching Hawaiian Board Shorts | Plumeria Jewelry | Puka Shells and Koa Jewelry | Island Style Gifts | Links! © 2002 - 2005 PainaGirl.com . All rights reserved.

Hawaiian Wedding A Hawaiian

choose a quick link ----------------- accessories bouquets bridesmaid dresses budget cakes ceremony dresses favors flowers food guest lists hairstyles honeymoons invitations jewelry makeup message boards music photos real weddings receptions registry veils wedding dresses Find all your wedding vendors near you select region: Alabama Alaska Arizona Arkansas CA - Central CA - North CA - South Canada Colorado Connecticut Delaware Florida GA - Atlanta GA - Other Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico NY - Hamptons NY - Metro NY - Upstate North Carolina North Dakota Ohio Oklahoma Oregon PA - Central/West PA - Philly Area Rhode Island South Carolina South Dakota Tennessee TX - Austin TX - Dallas/Ft.Worth TX - Houston Texas - Other Utah Vermont Virginia Washington DC Washington State West Virginia Wisconsin Wyoming Real Weddings: Outdoor ModernBride.com - Real Weddings: Hawaii: Lindsey and Ralen's Hawaiian Wedding A Hawaiian Wedding Lindsey and Ralen celebrate love—and local traditions—in Oahu by Brenna McLoughlin Bride's name: Lindsey Cassiday Groom's name: Ralen Chang Ceremony/reception location: Diamond Head, Oahu, Hawaii The ring bearer's pillow, woven from lauhala leaves by the groom's mother. Island Flavor Lindsey Cassiday and Ralen Chang have lived in Hawaii their whole lives. It's where they met and where their relationship blossomed—so it's no surprise that their wedding was a celebration of the islands' distinctive culture. The intimate, outdoor ceremony, at the home of Lindsey's parents in Diamond Head, Oahu, was performed in both English and Hawaiian by a friend, Ka'au, who acted as kahu (priest). The aisle was strewn with yellow and white plumeria, a local flower, and as a special addition to the ceremony, the couple honored their parents by presenting them with maile-leaf and ginger leis. Barefoot and Wedded The bride and groom recited their vows facing the ocean, surrounded by their wedding party. The bridesmaids wore simple sleeveless white tops with pale-blue skirts and pikake choker leis, similar to the choker Lindsey wore. The groomsmen were dressed in Hawaiian-print shirts in gray and pale blue; they wore green maile-leaf leis like Ralen around their necks. The only thing missing? Shoes—all of them were barefoot. Hula Hunks In the clear-topped reception tent, with views of the South Pacific sky, Lindsey and Ralen took their first spin on the dance floor to "Hawaiian Rainbow," by the Ho'opi'i Brothers. "We chose that song because it's all about the islands and their flowers," says Lindsey. Her favorite moment was when the wedding coordinator surprised everyone by leading the groom and groomsmen in the hukilau , a special hula. It's a Hawaiian tradition for the bride to do a hula for her groom on the wedding night, but at this wedding, the roles were reversed. "The hula was hilarious because Ralen and his groomsmen were in matching outfits," says Lindsey. "Everyone was laughing and cheering." Photos by Chrissy Lambert Rhodes Photography Find reception sites and more near you Select Region Alabama Alaska Arizona Arkansas CA - Central CA - Northern CA - Southern Canada Colorado Connecticut Delaware Florida GA - Atlanta GA - Other Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico North Carolina North Dakota NY - Hamptons NY - Metro NY - Upstate Ohio Oklahoma Oregon PA - Central/West PA - Philly Area Rhode Island South Carolina South Dakota Tennessee TX - Austin TX - Dallas/Ft.Worth TX - Houston TX - Other Utah Vermont Virginia Washington DC Washington State West Virginia Wisconsin Wyoming Texas: Wharton: Heather and Brian's Autumn Splendor British West Indies: Anguilla: Diana and David's Beachside Bliss Illinois: Chicago: Sari and Jonathan's One Enchanted Evening ModernBride.com Home | Fashion & Beauty | Wedding Planning | Registry | Honeymoon | Real Brides | Local Planning | Shop Online Prizes and Offers | Newsletter | Privacy Policy | -- Advertise With Us | Contact Us Modern Bride magazine In This Issue | Subscribe | Customer Care | Media Kit Fairchild Bridal Group Sites for Wedding Planning and Wedding Dresses : Brides.com | ModernBride.com | ElegantBride.com Site for Prom Planning and Prom Dresses : YourProm.com Use of this site constitutes acceptance of our User Agreement and Privacy Policy .© Fairchild Internet, Inc. All rights reserved. The material on this site may not be reproduced, distributed, transmitted, cached or otherwise used, except with the prior written permission of Fairchild Internet, Inc.

Hawaiian Jewelry > 4

Hawaiian Heirloom 14k Gold Bracelet Jewelry from Hawaii [Contact Us] [Ordering Information] [FAQ] [Our Guarantee] [View Cart] Hawaii City > Shopping > Hawaiian Jewelry > 4 Piece Sets > SET-W8 8 mm 14k White Gold Hawaiian Jewelry 4 Piece Set Base Price - $741.00 Description - 8mm width 14k gold barrel bracelet, ring and vertical pendant using 1.5mm medium weight thickness solid 14k gold bar. Free 18" 1.5mm gold chain You may request design only, black enamel lettering, or engraved lettering (additional charges) for the outside of your Hawaiian jewelry set Order Number - SET-W8 U.S. Orders - Free U.S. Priority Mail Shipping for this item and no sales tax Return Policy - This Hawaiian jewelry set is custom made when you order - no return or refund for this item. Want to mail/fax in your order or manually complete our online order form? Click Here Have a question? Click Here Sizing - Extra charges apply for larger sizes - see below for more information. Free Backside/Inside engraving - There is room on the backside of the bracelet (60 letters), ring(20 letters) and pendant(12 letters) for a short engraved message. After you click on the "Order Now" button you can enter your request in the Comments section on the next page. Example: Ring inside: Love John Secure Online Ordering - Order now using Visa, Mastercard, American Express, Discover, JCB How to order now: 1) Select your bracelet and ring size 2 ) Select your ring and bracelet design 3 ) Select your ring and bracelet lettering type 4) Enter your outside custom lettering for your bracelet and ring 5) Select your pendant flower option 6) Select your pendant lettering type 7) Select your pendant outside custom lettering 8) Select your chain length 9 ) Click on the "Order Now" button on the bottom of the page The price at the bottom of the screen will update each time you select a new option for your new bracelet. Bracelet Size: Size 7 Size 7.25 Size 7.50 Size 7.75 Size 8.0 Size 8.25 + $5.00 Size 8.50+ $10.00 Size 8.75 + $15.00 Size 9.0 + $20.00 Size 9.25 + $25.00 Size 9.50 + $30.00 Size 9.75 + $35.00 Size 10.0 + $40.00 There is a $5.00 charge for each 1/4 size above size 8.0. Sizing Information Ring Size: Size 4 Size 4.5 Size 5.0 Size 5.5 Size 6.0 Size 6.5 Size 7.0 Size 7.5 + $5.00 Size 8.0 + $10.00 Size 8.5 + $15.00 Size 9.0 + $20.00 Size 9.5 + $25.00 Size 10.0 + $30.00 Size 10.5 + $35.00 Size 11.0 + $40.00 Size 11.5 + $45.00 Size 12.0 + $50.00 Size 12.5 + $55.00 Size 13.0 + $60.00 There is a $5.00 charge for each 1/2 size above size 7.0. Bracelet & Ring Design: Hawaiian Scroll and Plumeria Maile Leaf and Plumeria Hawaiian Scroll Maile Leaf Cut Out Edge Hawaiian Scroll & Plumeria + $79.00 Cut Out Maile Leaf & Plumeria + $79.00 Cut Out Edge Hawaiian Scroll + $79.00 Cut Out Edge Maile Leaf + $79.00 Outside Bracelet & Ring Lettering Type: No Lettering - Design Only Black Enamel Lettering Engraved Lettering + $49.00 Outside Bracelet Lettering: (20 letters/spaces max) Outside Ring Lettering: (9 letters/spaces max) Would you like a flower on top of the pendant? : No Yes Outside Pendant Lettering Type: Black Enamel Lettering Engraved Lettering + $20.00 Outside Pendant Lettering: (12 letters/spaces max) 1.5mm 14k White Gold Chain Length: 18" Length - FREE 20" Length + $10.00 22" Length + $20.00 Select here... Qty: 1 2 3 4 5 6 7 8 9 10 Price: Add Hawaii Gift Card +$2.95: No Thanks Yes + $2.95 Gift Card Message: Add Deluxe Jewelry Polishing Cloth +$4.95: No Thanks Yes + $4.95